BPR Oct/Nov 2025 Newsletter – An Old Dog can..!

BPR Oct/Nov 2025 Newsletter – An Old Dog can..!

BPR Oct/Nov 2025 Newsletter – An Old Dog can..!

BPR Oct/Nov 2025 Newsletter – An Old Dog can..!

 

I believe dogs, young and less young can learn new tricks. The real question is – how bad does said dog want to learn new tricks? Will these new tricks lead to better outcomes? The next question is, well then, HOW can we?...

 

Take pause, discard, re-evaluate, integrate, move forward - not necessarily bigger (maybe?), but better, more agile, bringing more to your bottom line (time, money, peace/sanity, space). And isn’t that the point – to get better at this game called life? It’s absolutely a driving force behind why I answered the entrepreneurial call – to earn (and eventually, enjoy) my freedom!  

 

Getting better is what I have always been about. What began out of necessity and no safety net, has led along a journey where my latest fork in the road is one where I too, can take pause and more importantly – should. With almost three decades of professional experience, lessons and (still) unbridled passion and fire under my belt, I am now in the unique position of enjoying AND giving back more, transmuting, extrapolating, maximizing the impact/ROI of the experience and help I’ve received along the way. Now that’s freedom!

 

How, you ask? Education is the ticket. It can take whatever form that looks like for you.  You CAN start without knowing how it’s going to go AND figure it out, as you go! You will get better. And one day, like me, you’ll carve out the time to reflect and (finally) give yourself that well deserved pat on the back. Even through the messy bits, and the occasional few steps back, in the long run, progress is inevitable, so long as you continuing failing forward. And with progress, comes space to do better, more meaningfully impactful things, to give back in service, and of course – to enjoy more, along the way a more fulfilling life.

 

I’m excited to share updates including my very own carve out of space/time so that I too, can add a few new tricks to my own repertoire (Continuing Education on all things Tax = savings for you!), in addition to leaning further into my love of Financial + Entrepreneurial literacy. More to come there in 2026 and in the meantime, see below details/remaining availability for our ROI obsessed, value add Strategic Planning services now integrating Agentic AI.  

 

We’re in your corner, always in all ways. 

- Jessica and the BPR team

SERVICES, TAX & LEGAL UPDATES

 

 

 

Remaining sessions this month HERE.

RESOURCES: TO HELP YOU DIG INTO THE DATA

 

 

Scary but True – the IRS needs more time!  

 

As per this circular, cryptic letter received by a Client from the IRS..  We may be able to help answer some of your concerns with State and Fed Tax agencies - but please know delays and call holds are at an all-time high.  

 

 

 

Accounting Updates (Lease Accounting)

Did you know that although there are no changes to Federal Tax Rules re: Lease Accounting, following update from the Financial Accounting Standards Board (FASB), and impacting Financial Reporting Generally Accepted Accounting Principles (GAAP), leases are now required to be reported on the Balance Sheet as both the Asset and Liability, potentially impacting your ability to borrow, access capital, grow.  

OUR PEOPLE/COMMUNITY SPOTLIGHT - CSUSM College of Business Networking Nights

 

What's different today than in decades past is the IMMENSE wealth of resources available to build your career as a young person, there is no excuse to get get yours! And no University does it better than CSUSM College of Business in preparing students for the real world with killer events such as Networking Nights. It's been an honor and a full circle cozy hug to my heart every single time I leave campus. Few things give me the ROI I receive from knowing we're building something with long lasting impact. Thank you Ronald Ramirez, Sara Vaz, Eric Flynn

 

 – Jessica Zoraida 10/22/25

SOCIAL IMPACT - HOW WE DO GOOD

This section highlights how BPR gives back to the community every month, driven by our commitment to historically underrepresented entrepreneurs and communities. 

 

  • Please consider contributing (tax deductible) to the San Diego Food Bank.  Beginning Saturday, November 1, nearly 400,000 San Diegans will lose their monthly CalFresh (known federally as SNAP) benefits. Additional federal programs like Head Start, which provides preschool to families with low income and two meals a day for enrolled children, will also lose funding. Families who were already struggling to make ends meet are now wondering how they will put food on the table next week.

  • HERE’s a link to donate directly! 

 

CASH FLOW, CAPITAL RESOURCES, SMALL BIZ TOPICS

SBA 504 or 7(a) Loans - for property, business acquisition, equipment, working capital.  Now up to 100% financing based on credit.

Small Business, Women, PoC Certifications – access to government contracts + more visibility 

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